Darwin Award Applies to the Most Popular Claims of the Week
August 24, 2012
This list I was sent from Claims Journal has some great titles. What I conclude from them is as follows:
- When you go parasailing it’s called an assumption of risk.
- Taking ecstasy is not an accident, it’s stupid…and an assumption of risk.
- You don’t want baby seats causing skull fractures. Bumbo?
- I learned something: “Consumers generally need only share their names, correct vehicle insurance information and the phone numbers of insurance providers. Sharing additional personal information, such as driver’s license numbers and home addresses, puts consumers, their property and their safety at risk.”
- I learned that Work Comp insurers want: “The elimination of sleep disorder, sexual dysfunction and psychological issues as additions to primary injuries, when determining disability awards”. Not sure what witty thing to say about that.
- If you look at the numerous comments to this article you can see just how much of an emotional issue this is. Obesity is a choice that has nothing to do with logic; otherwise people wouldn’t be obese.
- Did anyone really think those stupid looking Skecher sneakers would help them somehow? Seriously? Because Joe Montana endorsed them? That guy is so beat up he can hardly walk anymore.
- The guy at the beach doesn’t want to pay for your fires and the guy in the mountains doesn’t want to pay for your coastal flooding. And nobody wants to pay for their own problem! Which is a problem.
- Remember, work comp is a no fault system. This was an accident with no fault you can assign other than perhaps poor walking skills or footwear being present. She gets the WC.
- Too much dust and lint is a bad thing. Clean your ducts.
Top 10 for the Past Week
|1.||Woman Falls From Parasail Harness Off South Florida
Aug 17, 2012 — South Florida authorities say a woman plummeted as much as 200 feet into the Atlantic ocean after her parasail harness broke. Pompano Beach Fire Rescue spokeswoman Sandra King tells the Sun Sentinel that the 28-year-old woman was parasailing with …
|2.||Student’s Death in Las Vegas Ruled an Accident
Aug 16, 2012 — A coroner has ruled that the death of a 22-year-old pre-med student from Arizona who fell from her Las Vegas hotel room after taking Ecstasy was an accident. Family and friends of Emily McCaughan have told The Arizona Republic that the University of …
|3.||Skull Fracture Incidents Lead to Recall of 4M Bumbo Baby Seats
Aug 16, 2012 — About 4 million Bumbo Baby Seats are being recalled after nearly two dozen reports of infant skull fractures. The Consumer Product Safety Commission says babies can wiggle out of the floor seats. About 1 million of the molded foam seats were …
|4.||NAIC Unveils WreckCheck Mobile App
Aug 16, 2012 — According to the National Highway Traffic Safety Administration, more than 5 million wrecks occur every year. However, according to a July 2012 survey from the National Association of Insurance Commissioners (NAIC), many Americans do not know what …
|5.||Lawyers Throw Workers’ Comp Deal on the Rocks
Aug 15, 2012 — A highly sheltered workers’ comp reform proposal being quietly passed around California’s capitol has the potential to make some noise when and if it ever gets introduced. The general consensus among those seeking reform is the need for roughly …
|6.||States Ranked by Obesity Rates
Aug 15, 2012 — In 2011, rates of adult obesity in the U.S. remained high, with state estimates ranging from 20.7 percent in Colorado to 34.9 percent in Mississippi, according to the Centers for Disease Control based on 2011 data. No state had a prevalence of adult …
|7.||Judge Tentatively OKs $40M Skechers Settlement
Aug 15, 2012 — A federal judge tentatively approved a $40 million settlement between Skechers USA Inc. and consumers who bought the toning shoes after ads made unfounded claims that the footwear would help people lose weight and strengthen muscles. An undetermined …
|8.||California Fire Fee Ignites Anger as Bills Go Out
Aug 14, 2012 — More than 800,000 Californians who own property in wildfire country will begin receiving bills this week for a new annual fire-protection fee, rekindling outrage among rural residents and leading to a likely lawsuit seeking to overturn the …
|9.||Michigan Court: Icy Lot Couldn’t Be Avoided at UP Lodge
Aug 14, 2012 — A woman who was just days away from leaving a job at an Upper Peninsula lodge can sue her former employer over her broken leg in an icy parking lot. An Alger County judge dismissed the case after the Cherrywood Lodge in Munising argued that the ice …
|10.||USFA: Clothes Dryer Fires Cause $35M in Property Losses
Aug 14, 2012 — An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new report by the U.S. Fire Administration (USFA). The …